Thursday, 2 de April de 2020

About Us

Brazilian Mortgages

Founded in 1999, Brazilian Mortgages was the first independent mortgage company authorized to operate by the Brazilian Central Bank. It broke new ground in the country’s financial market by structuring the first real estate investment fund for the retail sector: Shopping Pátio Higienópolis.


Financing for builders and developers made possible the construction of developments like Vila Florença in Rio de Janeiro, Sunrise Boulevard in Santa Catarina and Edgar Degas in Salvador.


Brazilian Mortgages led the Brazilian market once again in 2006 when it started offering free-use real estate financing; effectively a form of remortgage where debt-free property is offered as collateral. The funds provided can be used without restriction, for example to buy a second property, pay for a renovation, finance children’s college or even take a vacation.


In December of 2011, Brazilian Mortgages was acquired by PAN, a financial institution that belongs to the BTG Pactual and Caixa Economica Federal banks. Management of real estate funds previously handled by Brazilian Mortgages was transferred to Banco BTG and this activity is now part of the bank’s fund portfolio.


Following the tie-up with PAN, the customers of Brazilian Mortgages have the advantage of dealing with an even larger group that is a prominent market leader and will invest and expand its product range.